It’s no surprise that Andrew, a hard working local native, was voted Best Insurance Agent in Caldwell County in 2021. Born and raised in Lenoir, Andrew graduated from Hibriten High School before attending Appalachian State University. There, he earned a bachelor’s degree in Risk Management and Insurance and has been working in the insurance industry since 2016. He has been employed with Stewart & Associates since April of 2021.
In May of 2022, Andrew married his wife, Lindsay and they welcomed their daughter, Andi Lynn, in 2024. Together, they enjoy helping her family on their farm, and he also lends a hand at Ford’s Feed & Seed—a local store owned and operated by Lindsay and her sister that supports the county’s farming community. Andrew also enjoys attending sporting events and spending time with friends and family.
In May of 2022, Andrew married his wife, Lindsay and they welcomed their daughter, Andi Lynn, in 2024. Together, they enjoy helping her family on their farm, and he also lends a hand at Ford’s Feed & Seed—a local store owned and operated by Lindsay and her sister that supports the county’s farming community. Andrew also enjoys attending sporting events and spending time with friends and family.
Frequently Asked Questions
Do you offer free quotes?
Yes. We always offer a free, no-obligation quote on any insurance coverage option you are interested in.
Do I need to come to your office to get a quote?
You are more than welcome to visit us at our office or you can call us over the phone to receive a quote. We want you to choose whichever is most convenient for you.
What types of insurance do you offer?
At Stewart & Associates Insurance, we offer a wide range of coverage options to protect you and your assets. Our services include:
• Vehicle Insurance: Auto, ATV, Boat, Motorcycle, RV, Classic Car
• Property Insurance: Home, Renters, Landlord, Flood
• Life & Financial Insurance: Life Insurance, Annuities, Final Expense, Umbrella Insurance
• Medicare Insurance: Medicare Advantage Plans, Medicare Supplement Coverage
• Business Insurance: Business Owners Package (BOP), Workers Compensation, Insurance Bonds
If you need help finding the right coverage for your needs, our local agents are here to help!
Is whole life insurance better than term life?
It really comes down to which is better for YOU. Everyone has different needs at different stages of their life. Other factors including budget and marital status might influence your decision on which one to choose. One of our knowledgeable agents can help explain the difference between the coverage options and help you make an educated decision.
What factors affect my insurance premium?
Several factors can influence your insurance premium, including:
- Type of Coverage: More comprehensive coverage may cost more.
- Driving History (for auto insurance): Your driving record and past claims can affect rates.
- Location: Insurance costs may vary based on where you live.
- Property Value (for home insurance): The value of your home or property can influence premiums.
- Age and Health (for life and health insurance): Your age and health conditions may impact your premium.
If you’re unsure how your premium is determined, reach out to us for a personalized review.
What is the difference between auto insurance and ATV insurance?
Auto insurance covers vehicles used on public roads, like cars and trucks, while ATV insurance is specifically designed for all-terrain vehicles, which are often used off-road. ATV insurance can cover accidents, theft, and liability related to off-road riding.
We offer both types of coverage and can help you find the right policy to meet your needs.
Do you offer insurance for small businesses?
Yes! We offer a wide range of business insurance options, including:
- Business Owners Package (BOP): A bundle of essential coverage types for small businesses.
- Workers Compensation Insurance: Protects your employees in case of work-related injuries.
- Insurance Bonds: Protects your business against specific types of risks.
We can help tailor a plan to meet the needs of your business, whether you’re a sole proprietor or managing a larger team.
What is Medicare Advantage and how does it differ from traditional Medicare?
Medicare Advantage Plans (also known as Part C) are an alternative to traditional Medicare (Parts A and B). These plans are offered by private insurance companies and often include additional benefits like vision, dental, and prescription drug coverage.
Traditional Medicare typically covers hospital care (Part A) and medical services (Part B), but it may leave gaps in coverage. Medicare Advantage provides a more comprehensive approach to healthcare needs.
If you're considering a Medicare Advantage plan, our agents can help you compare options to find the best coverage for your healthcare needs.
Can I adjust my coverage later?
Yes, you can adjust your coverage at any time. If your life circumstances change, such as buying a new home, getting a new car, or expanding your business, we recommend reviewing your insurance to ensure it still meets your needs. Our agents are always available to discuss any changes and make adjustments to your policy.
How do I file a claim?
Filing a claim with Stewart & Associates Insurance is straightforward. You can start the process by contacting your local agent directly or by visiting our claims page on the website. Our team will guide you through the entire process to ensure your claim is handled efficiently.
Get the Right Coverage for What Matters Most to You.
At Stewart & Associates Insurance, we make it easy to get personalized insurance coverage that suits your unique needs. Ready to protect your future?